Accept payments with zero hardware and near-zero fees — plus a consumer wallet for bills, transfers, and verified identity, all on one rail.
Accept payments, pay out to your bank, and give customers a wallet that pays bills, sends money, and proves identity — without stitching together four vendors.
Print one QR or share your merchant ID. Customers pay in-app; 0% during early access, then a flat 1.5% at scale — less than half of the card networks. No terminals, no monthly fee.
Settlements land in your linked account with a flat $0.25 per payout — no percentage skim.
Drop Digipae into your existing checkout with a REST API, signed webhooks, and retries.
Socure KYC + biometrics, stored encrypted. Share a masked signed QR — never a photocopy.
Schedule, split, or pause recurring bills with autopay guardrails and late-fee protection.
Send to any Digipae user or split a bill in seconds. Person-to-person is always free.
Create your wallet, pass Socure KYC in under 60 seconds, set your 6-digit passcode.
Plaid-linked accounts and bill imports. Autopay runs on your schedule — you stay in control.
Pay a merchant, send to a friend, or share a signed identity QR — all from one screen.
Accept payments with a free QR. Funds settle next business day to your linked bank.
A closer look at the experience — sign-in, biometric security, instant payments, and a private identity vault, all in one app.
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Print one QR, drop a <DigipaeButton/> onto your checkout, or call our POS API. Live analytics, dynamic signed QRs, webhooks, and ACH settlement — for a flat $0.25 per payout.
Digipae is secured by the same primitives used by Fortune 500 fintechs — Stripe for cards, Column for bank rails, Socure KYC, Plaid, HSM-backed HMAC signatures, and a defense-in-depth posture audited end-to-end.
Every vault document, identity, and session key is individually encrypted.
HSTS preload, upgrade-insecure-requests, zero mixed content.
Two-factor on every sensitive action. No SMS-only flows.
Trusted devices only. New devices require re-verification.
We never touch card numbers. Stripe tokenizes at the edge.
Every sensitive action is signed, timestamped, and reviewable.
Digipae is free during early access. At scale, expect 1.5% per accepted payment — under half of Stripe or PayPal, with no monthly fee and no hardware to rent.
Digipae's early-access rate shown for reference; 1.5% is the post-launch rate at scale. Savings shown vs. published card-network pricing.
Anyone in the US who pays bills, sends money, or runs a small-to-mid-sized business. Consumers get bill pay + identity wallet. Merchants get zero-hardware QR acceptance and a full POS API.
Early access is rolling out now. Pick your path — we'll walk you through it.
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