Bill Pay
Every bill, one tap.
Schedule, pause, or split recurring payments. Late-fee guardrails, insights, and cash-flow forecasts built in.
AutopaySplit paySmart reminders
Now in early access · US only
Onewallet.One wallet.
Paybills.Proveidentity.Pay bills. Prove identity.
Accept payments.
One wallet.
Pay bills. Prove identity.
Digipae rolls recurring bill pay, verified identity, and zero-hardware merchant payments into a single, beautifully engineered wallet.
Your vault
VerifiedAvailable balance
$12,480.72
+ $284.10 from last week
Rent
—$1,850
Internet
—$74
Utilities
—$120
DIG-7F82-Q4A1
Verifying identity…
Powered by StripeSocure KYCTLS 1.3 everywhereAES-256 at restSOC 2 roadmapPlaid verified
Why Digipae
Three products. One vault.
Everything you need to move money, prove yourself, and get paid — without juggling four apps and an ID photocopy.
Identity Wallet
Prove who you are in 4 seconds.
Biometric + Socure verification stored encrypted in your vault. Share a masked, signed QR — never a photocopy of your ID.
Socure KYCBiometricShareable QR
Accept Payments
Zero hardware. Zero friction.
Print one QR. Customers pay in-app, funds settle next business day. Plug into your existing POS with our API.
Static QRDynamic 180s QRPOS plug-in
Flow
Four steps from install to paid.
01
Download & verify
Create your wallet, pass Socure KYC in under 60 seconds, set your 6-digit passcode.
02
Link bills & banks
Plaid-linked accounts and bill imports. Autopay runs on your schedule — you stay in control.
03
Scan, pay, prove
Pay a merchant, send to a friend, or share a signed identity QR — all from one screen.
04
Get paid
Accept payments with a free QR. Funds settle next business day to your linked bank.
Merchant dashboard
Accept Digipae payments. Zero hardware.
Print one QR, drop a <DigipaeButton/> onto your checkout, or call our POS API. Live analytics, dynamic signed QRs, webhooks, and next-day settlement.
0.0%
rate at scale
0
minute setup
0h
hour payout
business.digipae.com/dashboard
Today
$0
7-day revenue$38,204
Incoming
$12,408
Verified customers
87
Security
Built like a bank. Feels like silk.
Digipae is secured by the same primitives used by Fortune 500 fintechs — Stripe rails, Socure KYC, Plaid, HSM-backed HMAC signatures, and a defense-in-depth posture audited end-to-end.
AES-256 at rest
Every vault document, identity, and session key is individually encrypted.
TLS 1.3 in flight
HSTS preload, upgrade-insecure-requests, zero mixed content.
Biometric + passcode
Two-factor on every sensitive action. No SMS-only flows.
Device binding
Trusted devices only. New devices require re-verification.
Stripe PCI Level 1
We never touch card numbers. Stripe tokenizes at the edge.
Immutable audit logs
Every sensitive action is signed, timestamped, and reviewable.
Pricing
Stop burning 3% on every sale.
During early access, Digipae is free. At scale, expect 0.8% per transaction — less than a third of Stripe or PayPal.
Effective rate comparison · $1,000 charge
Digipae0% + $0 · 0.8% at scale
Stripe2.9% + $0.30
Square2.6% + $0.10
PayPal3.49% + $0.49
Savings shown vs. industry standard card rails. Enterprise pricing negotiable over $1M/month.
Included in every plan
- Unlimited static QR
- Dynamic signed QR (180s)
- POS plug-in & REST API
- Webhook events & retries
- Merchant dashboard + analytics
- Identity verification tool
- Next-day payouts via Stripe
- No monthly fee, no minimums
Questions
Everything you might ask.
Anyone in the US who pays bills, sends money, or runs a small-to-mid-sized business. Consumers get bill pay + identity wallet. Merchants get zero-hardware QR acceptance and a full POS API.
Join Digipae
Be first on the verified wallet.
Early access is rolling out now. Pick your path — we'll walk you through it.
By joining, you agree to our terms and privacy policy.