Early access opening soon

One trusted app for bill pay, identity, and payments.

Digipae unifies recurring bills, verified identity documents, and linked payment methods in one secure mobile flow. Fewer logins, fewer misses, and faster checkout.

$4.46TUS bill-pay economy
$2,058Avg monthly household bills
4-10Recurring bills per user target
24mRoadmap to repeatable economics

Built around three core pillars

Every recurring financial workflow — from bill discovery to payment execution — handled in one unified experience.

BP

Bill Pay Hub

Find providers, fetch live dues, save billers, and pay recurring bills from one place.

ID

Identity Wallet

Keep key documents in-app with verification and expiry awareness for fewer manual steps.

PL

Payment Layer

Link cards and bank accounts once, then choose the right method at checkout or merchant scan.

Built for real recurring-life workflows

Digipae is not only a payment screen. It is a complete cycle from document trust to bill execution and history.

  • ✓ Unified bills + identity + payment execution
  • ✓ Practical reminders before due dates
  • ✓ One history timeline across all categories
UtilitiesElectricity, water, gas
ConnectivityInternet, mobile, cable
CoverageInsurance and subscriptions
PaymentsCards, banks, merchant scan

How Digipae works

A straightforward flow designed for daily use and trust: discover, verify, pay, and track.

1

Connect

Add your identity documents and preferred payment methods in minutes.

2

Discover

Browse bill categories and providers, then fetch exact payable amounts.

3

Pay

Approve with your selected method and complete payment securely.

4

Track

Keep receipts, reminders, and payment history in one timeline.

See how the app looks

Clean, purposeful screens designed for daily financial life.

Digipae9:41
Bill Pay Hub
⚡ Electricity — $94.20 due Jul 28
💧 Water — $38.00 due Aug 2
📡 Internet — $59.99 due Aug 5
Pay all selected →
Smart bill hub

One clean dashboard for dues, reminders, and payment status.

Identity9:41
Identity Wallet
🪪 Driver's License — Verified ✓
🛂 Passport — Expires Jan 2027
🏥 Insurance Card — Active ✓
Add document →
Trusted identity

Store documents with verification and expiry tracking built in.

Checkout9:41
Secure Payment
💳 Visa ···4821 — Selected
🏦 Bank ACH ···0042
Total: $192.19
Confirm with biometrics 🔒
Fast secure checkout

Pay bills or merchants quickly with your saved method and biometrics.

Security and trust first

Built for sensitive data and money movement with practical controls users understand.

PIN + biometric unlock Encryption at rest and in transit Device binding Authentication checks on sensitive actions Stripe-powered rails
Data minimizationOnly required data is collected for onboarding and payment operations.
Action-level protectionPayments and sensitive updates require explicit user authorization.
Operational visibilityCore account and payment events are logged for support and review.

Solutions for users and teams

Whether you're managing your own bills or reducing friction for your customers, Digipae adapts to how you work.

For consumers

  • Pay recurring bills from one app
  • Store and verify identity docs in-wallet
  • Receive reminders before deadlines
  • Use one secure payment flow across billers

For partners and providers

  • Lower failed payments through better reminders
  • Cleaner handoff from identity to payment authorization
  • Structured transaction records for reconciliation
  • Better completion rates on recurring collections
🏪 For businesses

Accept Digipae payments at your store.

Your customers already use Digipae to pay bills and transfer money. Now they can pay you too — instantly, via QR code, with identity-verified wallets. No card reader needed.

Free to start · No hardware · 5-min setup
Live payments Live
🍕
Pizza PalaceQR scan · 2 min ago
+$28.50
Paid
Blue Bean CoffeeQR scan · 8 min ago
+$6.75
Paid
💇
Style StudioQR scan · 15 min ago
+$45.00
Paid
InstantWallet credit
$0Setup fee
Next dayBank payout
📲

QR payments in seconds

Generate a QR from any screen. Customers scan with Digipae and pay. No swipe, no friction.

📊

Real-time dashboard

See every payment as it happens. Filter by store or date. Export reports in one click.

🛡️

Every customer is verified

Digipae requires identity verification before any payment. You get fraud-resistant transactions automatically.

🏪

Multi-location support

Manage multiple store locations from one account. Each location gets its own terminal.

🔗

POS integration API

Plug Digipae into your existing POS with our simple REST API and terminal webhooks.

💸

Next-day bank payout

Wallet credits instantly. Funds hit your linked bank account the next business day.

Why merchants choose Digipae over traditional processors
⚡ Digipae 0% now · 0.8% at scale Best rate
Square 2.6% + $0.10 per transaction
Stripe 2.9% + $0.30 per transaction
PayPal 3.49% + $0.49 per transaction

On $10,000/month volume — Digipae saves merchants $250-$350 vs Stripe or Square.

Common questions

Everything you need to know before joining the Digipae waitlist.

When does Digipae launch?

Waitlist members are onboarded in batches. Early access starts market by market based on partner readiness.

What makes Digipae different from a regular wallet app?

Digipae combines recurring bill flow, identity wallet, and payment execution in one continuous experience.

How is my data protected?

Digipae applies encryption at rest and in transit, device-aware protections, and explicit user authorization with PIN/biometric steps.

Do I need to pay to join the waitlist?

No. Waitlist signup is free. You will only receive launch and early-access updates.

How do merchants accept Digipae payments?

Merchants register their business below, complete a quick KYB verification, and get a unique QR code and API key. Customers scan the QR with the Digipae app and pay from their wallet instantly.

When do merchant payouts hit my bank?

Payments credit your Digipae merchant wallet instantly. That balance is swept to your linked bank account the next business day. Same-day payouts via FedNow are on the roadmap.

Get Digipae early access

Join the waitlist and be notified when onboarding opens in your market.

Your email is only used for Digipae launch updates. By joining you agree to our Privacy Policy and Terms of Use.

Register your business

Free setup · No hardware · Live in 24 hours

1
Account
2
Business
3
Owner
4
Verify
Leave blank if same as legal name
Free to get from irs.gov if you don't have one
Required for identity verification — kept private and encrypted
Enter 0 if you are an authorized signatory only

🔐 Secure identity verification

To comply with US financial regulations and protect merchants, we use Stripe's verified onboarding for the final step. Stripe handles document collection and identity verification — we never store your ID documents directly.

  • Government ID verification
  • Business document review
  • Bank account validation
  • Payout account setup
  • Sanctions screening
  • Ongoing compliance
YOUR REGISTRATION SUMMARY

By continuing you agree to Digipae's Terms of Use and Stripe's Connected Account Agreement.

Already have an account? Go to dashboard →